Merit Mortgage works much like an insurance company. Insurance agents work for their clients and not the many carriers on which they offer insurance from. When utilizing the services of Merit Mortgage, you have a representative who has your interests in mind, and is not tied to selling you a specific lender's loan package but dedicated to getting you the best loan!

What Can You Do For Me?

Merit Mortgage acts as your representative in opening the doors to a multitude of lenders. By assessing their current loan programs, interest rates, loan fees, underwriting guidelines, and credit requirements, Merit will recommend which lender and specific loan program best suits your needs.  A single source lender has only one option for loan standards and costs.

Will It Take More Time?

Merit Mortgage will actually save you precious time by shopping the lending market for you. With Merit you make only one loan application. The loan request is then fully processed in the shortest time possible by a highly trained, motivated and professional staff. Merit Mortgage does not earn alee until the loan is closed.

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Will I Pay More if Merit Sells My Loan?

Whether financing a home through Merit or with another lender, there's a loan fee to be paid. When working with Merit, that fee is shared between the lender and Merit. Ordinarily, the borrower will pay the same fees they would pay if they dealt directly with the lender. The borrower, however, benefits from the great flexibility of having the capability of changing lenders or loan programs without further cost. 

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